Many people are nervous about filing a claim when they’ve been injured in a rideshare crash. After all, in most cases, the driver is just some regular person trying to make a living like everybody else. Despite using an app, you know that your driver is most likely driving their own personal vehicle to get you to your destination. But in addition to that, your driver may work very hard to convince you not to do anything even if you’ve been hurt.
At Greer Law, we hear this all the time from our clients.
As Marlo Greer graphically explains in her TikTok post on this topic, drivers will often try to minimize what happened. They may tell you, “Well, it was just an accident; accidents happen.” Or (incorrectly) argue that “rideshare companies are just apps.” As though there is nothing to be gained by making a claim with Uber or Lyft or whichever company was responsible for your ride.
Other times, the driver will try to talk you out of making a claim. “We can figure this out between the two of us; there’s no need to call the police.” Or use the bizarre argument that “I’m not hurt” as if that means you shouldn’t be injured either.
Marlo is here to tell you something that is based on her years of experience as a personal injury attorney. Don’t listen to anything your rideshare driver may say, especially if they’re trying to talk you out of pursuing a claim. If you are injured in a rideshare crash, protect yourself. First, contact the police. Then contact Greer Law. We can help you understand your rights in this situation so you can make a clear decision whether to file a claim for compensation.
Rideshare Injury Claims
Rideshare injury claims can be a bit complicated. While rideshare companies provide insurance for their drivers, it’s only active once the driver has turned on their rideshare app.
That means that there are periods when the driver is in their car where the rideshare company’s insurance may not cover them. In those cases, the driver’s own insurance will be the primary coverage. In addition, the amount of that coverage may vary depending on what the driver is doing at the time of the crash. (Typically, the insurance coverage is less until the driver “accepts” a ride.)
Once the driver accepts a rideshare request, the rideshare company’s insurance coverage will increase substantially. That higher level of coverage will stay in place until the passenger has been dropped off.
There are two potential sources of compensation if you are injured in a rideshare crash: the rideshare company’s insurance and the driver’s insurance.
But don’t forget, most crashes involve another vehicle. The other driver may share some or all of the responsibility for your injuries and is legally required to have their own insurance coverage. That increases the potential sources of coverage – and the complexity of the claim – to three. (Or more, if it’s a multi-vehicle accident.)
Don’t Let Anyone Talk You Out of Your Claim
If you are injured in a rideshare crash, you need to consider making a claim to help you recover compensation for your injuries. Don’t let anyone talk you out of doing so until you’ve spoken with an experienced personal injury attorney about your case.
At Greer Law, we are personal injury attorneys who understand how rideshare insurance works. Our attorneys have years of experience helping clients get the compensation they deserve after an accident – including after rideshare crashes. We can help you understand what your rights are as an injured rideshare passenger. And we can let you know exactly what is involved in filing a claim for the compensation you deserve.
Contact us today to schedule a free case evaluation. We can be reached at 303-331-6460 or online. We understand how rideshare insurance works. We also know what it takes to get insurance companies to pay just compensation when the negligent or intentional actions of drivers injure you.
